Find Out How Much Home You Can Afford!
Know exactly what you can afford before you start searching for a home.
Ready to Buy Your First Home or Next Home?
Our Reverse Mortgage Rates Are Low & Our Process is Quick & Painless
A reverse mortgage is a loan for seniors age 62 and older. HECM reverse mortgage loans are insured by the Federal Housing Administration (FHA) and allow homeowners to convert their home equity into cash with no monthly mortgage payments.
We’re here to make the reverse mortgage process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our Reverse Mortgage Qualifier.
We’ll help you clearly see differences between reverse mortgage options, allowing you to choose the right one for you.
The Reverse Mortgage Process
Here’s how our reverse mortgage process works:
- Complete our simple Reverse Mortgage Qualifier
- Receive options based on your unique criteria and scenario
- Compare mortgage interest rates and terms
- Choose the offer that best fits your needs
Do I Qualify?
To qualify for a mortgage, lenders typically require that you have a debt-to-income ratio of “43/49.” This means that no more than 43% of your total monthly income (from all sources, before taxes) can go toward your new mortgage payment, and no more than 49.99% of your monthly income can go toward your total monthly debt (including your mortgage payment). VA and FHA loans even allow for higher debt ratios on a case by case basis.
âś… Fixed-Rate Mortgage
âś… Adjustable-Rates Mortgage (ARM)
âś… Conforming Loans
âś… Jumbo & Super Jumbo Loans
âś… FHA, VA & USDA Loans
âś… Flexible Terms Available
Michael D Steller
NMLS#
501897Mortgage Broker
Xpert Home Lending Inc.
DRE #02166758
An Equal Housing Lender All Rights Reserved. © 2025
Contact Us
1100 Satellite Blvd NW
Suwanee, GA 30024
Phone: (417) 540-4858
Suwanee, GA 30024
Phone: (417) 540-4858
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Michael D Services all of
Colorado
